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Thursday, February 28 2013
Expect to see emerald everywhere — Pantone’s 2013 color queen.

Goodbye Tangerine Tango. Hello emerald, Pantone’s 2013 color of the year.

Why emerald, or as Pantone’s swatch names it: 17-5641?

“Green is the most abundant hue in nature — the human eye sees more green than any other color in the spectrum,” says Leatrice Eiseman, executive director of the Pantone Color Institute, a color consultant to corporations.

Eiseman says emerald sparkles, fascinates, and “brings a sense of clarity, renewal, and rejuvenation, which is so important in today’s complex world.”

Tangerine Tango, last year’s color queen (and my new favorite hue), was a pinkish orange that packed an energy punch. 2013’s emerald is a vivid, verdant green that “enhances our sense of well-being … promoting balance and harmony,” Pantone says.

Expect to see the color on everything from kitchen colors to gas grills to $25 commemorative mugs.

Emerald green: love it or hate it?

Read more: http://www.houselogic.com/blog/painting/pantone-color-of-2013-emerald/#ixzz2LvWTXrFR
Posted by: Rolando Trentini AT 08:00 am   |  Permalink   |  0 Comments  |  Email
Tuesday, February 26 2013
You are doing some serious house-hunting.
You’ve been Googling ‘newest local listings’, but when you click on the most popular sites, somehow the ‘newest local listings’ are the same ones you’ve seen before. Worse, some of them turn out to have been sold! Or the price was wrong! Or the agent isn’t even the agent anymore!
What is going on? Doesn’t Google (or Bing, or Yahoo!) promise to show you sites with the newest listings in Evansville? How can the most popular sites (at the top of their results page: Zillow, Realty.com, Trulia) be showing ‘newest listings’ that were sold last month? Or contact numbers that take you to an answering machine that never calls back?
The answer is not mysterious, but it can take a while to catch on. The top of the search engine results pages show the biggest national real estate sites because they target the national audience (and pay huge amounts to the search engines!). Hundreds of thousands of house-hunters click on them all the time because everyone in the country sees them first.
The disappointment comes because of the near impossibility of their keeping current in every locality in the U.S. They can’t keep up with the avalanche of changes: changes in the asking price; changes in the listing agent; changes in availability. That becomes obvious when your contacts return a ‘home under contract,’ or ‘property sold,’ or – infuriatingly -- silence.
The good news is that the solution is just a couple of lines lower on those Bing or Google search results. Serious buyers do figure it out eventually, and look down the search engine listings to find a web address that looks more like it connects with a local real estate brokerage. That leads to listings overseen by local businesspeople who deal every day with the homes their pages show. When they change, local agents know it first.
Even better for you, you’re already here – a click away from what you are looking for – and just one click more from my invitation to visit the newest listings in Evansville! You can search all area listings here: http://thetrentiniteam.com/property_search
Posted by: Rolando Trentini AT 08:00 am   |  Permalink   |  0 Comments  |  Email
Monday, February 25 2013
Your yard is your local home's calling card. A dated or overgrown yard can be a huge turnoff to potential buyers – just as an appealing one can trump other objections. 
Landscape designer Cynthia Bee knows this well. "Landscaping often makes the difference,” she says, “between a prospective buyer getting out of the car for a closer look or simply driving on by."
The same goes for Internet prospects as they scan through listings in search of a local home to buy. An unappealing yard can detract from your all-important curbside glamour photo -- and cause them ‘to drive on by’ your listing. The backyard is not as important in attracting buyers, but often proves vital in holding their enthusiasm.
To help sell a home in Evansville this spring, right now is prime time to consider some yard-focused dos and don’ts:
DON’T allow ornamentation designed to create character -- that ‘character’ may be hard for prospective buyers to see past. In this category are mirrored globes, plastic fauna, and (definitely) gnomes of all varieties.
DO consider maintenance issues when you plan front and backyard updates. To sell a local home that appeals to the widest swath of prospects, avoid intricate garden plantings that shout, Weed me! Water me! Trim me!
DON’T let original planting design make an otherwise appealing property feel dated. It used to be considered elegant to have flat-toped and rounded bushes alongside pathways – but that was the 50’s. Today, the vast majority of buyers appreciate the natural look (and native plants).
DO consider who your likeliest prospects will be – and how your yard will fit their family. If you are going to sell a home with four bedrooms, a back yard with plenty of playing space for the kids is a good idea.
Sometimes it can be the smallest details that determine how quickly you sell ahome. It’s my job to help in figuring out which and what those are likely to be. If you are getting ready to sell a home in Evansville, I hope you will call me to put my knowledge to work! You can reach me on my cell phone at 812-499-9234 or email Rolando@RolandoTrentini.com
Posted by: Rolando Trentini AT 08:00 am   |  Permalink   |  0 Comments  |  Email
Friday, February 22 2013
The importance of kitchens to prospective homebuyers is something that never seems to change. If you are preparing to bring your home onto the market anytime soon, you’ve probably been thinking about how to make your listing as attractive as possible. Odds are good that updating your kitchen (with an attractive photo or two) is somewhere near the top of your to-do list. An inviting kitchen rivals curb appeal in creating a superior MLS listing, so if you’re noodling a remodel of your home’s core, you will be interested in these trends for 2013.
About that linoleum from the 1970’s: it’s time to say good-bye. Kitchen experts agree that hardwood floors remain a hot kitchen remodeling trend…and there are a few fresh twists we can expect to start appearing more frequently in local listings. Interior designer Cami Weinstein says, "I am starting to see lighter shades of wood floors again - something that hasn't been seen in a while.” The washed-wood floors are back from the 80’s and 90’s -- but with wider planks and hand scraping that creates a less formal, beachy feel. 
Award-winning designer Kathleen Donohue points to a newer trend: re-facing cabinets rather than replacing them. People are watching their spending, and simply re-facing (the process of simply changing cabinet doors while maintaining the original cabinet structure) is a much less expensive option than total rebuilding. Freeing up remodeling dollars is a definite plus.
Adding to the trend toward thrift-consciousness, expect kitchen features that do double-duty – conserving precious kitchen space in the process. Examples are microwaves that double as second ovens and/or warming drawers, and refrigerators with convertible drawers that can act as fridge, freezer, or wine fridge. Either should be a great selling feature in local MLS listings. Especially if your home has a smaller kitchen, multi-taskers like those are valuable ideas. 
Spring, 2013 is shaping up as a great time to sell. I offer complimentary and confidential evaluations all the time, so if you’re considering listing your home this year, give me a call… we can start in the kitchen! You can reach me on my cell phone at 812-499-9234.
Posted by: Rolando Trentini AT 08:00 am   |  Permalink   |  0 Comments  |  Email
Thursday, February 21 2013

There is a long list of household chores the beginning of each season. If you break it down with one chore a day and bundle a short, easy list on a day off from work, then it can become manageable. After all, you can only eat an elephant one bite at a time!

So first, think of your personality. If you put the worst chore first, would you be happy to get that one over with, or would you simply never start working on the list at all? Order the list to fit your comfort zone.

Spring

  • Walk around the yard and take a notebook with you. Write down any lawn or outdoor buildings which require maintenance. Be sure to make specific notes, so you will not be scratching your head later trying to figure out your notes. Remember painting as well.
  • Get rid of all the old stuff you have not used in a year. Garage sales are great motivators.
  • Switch the clothes in the closet from heavy winter to spring.
  • Check the roof. Are there any loose or deteriorating shingles? Are the gutters in need of repair?
  • The outdoor furniture is calling; pull it out of storage and enjoy watching the flowers begin to grow!

Summer

  • It may seem silly to think of the upcoming frost, but checking the furnace or heaters now makes sense, instead of having a failure at the worst possible moment.
  • Check the screens on all the doors and the assemblies for the sliding glass doors.
  • If you use contractors for replacing gutters and other outside household services, now is actually the time to take advantage of that. The fall is when they are typically the most busy.
  • The kids will be spending a lot of time on the swing set, is it well maintained?

Fall

  • The leaves are falling, sigh, time to rake. Make the activity more festive and have a contest to see which family member can gather the most. Remember the gutters!
  • When is the last time you checked the insulation in the attic? Do any shingles need replacement after the summer sun?
  • Now is the time to aerate the soil, in the front and back yards.

Winter

  • It’s a perfect time to get a lot of the detailed “spring” cleaning done inside the house. Holidays are approaching and folks will be dropping by for short visits and lengthy meals. Move furniture, vacuum underneath, check the foyer closet for clutter, to make room for heavy coats and umbrellas. Give the whole house a white glove test!
  • Change clothes in the closet from summer to winter.
  • Check supplies to keep the walks free of ice; shovel, dry ice, salt, etc.
  • Check decorations for the holidays.
Posted by: Rolando Trentini AT 11:32 am   |  Permalink   |  0 Comments  |  Email
Wednesday, February 20 2013

Inventory levels in 2012 reached an 11-year low and fell yet again last month, further limiting the number of homes for sale nationwide. Inventories of for-sale homes were down by 16.5 percent in January year-over-year, and fell 5.6 percent from December, according to the latest data compiled from Realtor.com.

Inventories typically fall in December and January in preparation of the spring buying season.

“But the shortage of homes for sale in a growing number of U.S. markets is maddening for would-be buyers who frequently complain that there aren’t enough good choices,” The Wall Street Journal reports. “Bidding wars are becoming more common.”

At a time when buyer demand is strong, inventories remain constrained as banks slow their pace of foreclosures and home owners delay selling until they regain more equity in their homes.

Metro areas posting some of the largest monthly declines in inventory levels are San Francisco (where inventory levels are down by 21 percent in January compared to December and down 47 percent year-over-year) as well as Seattle (where levels dropped 9 percent from December). The two have also seen some of the largest price increases in the nation. Median asking prices have risen by 16.4 percent and 23.7 percent in those places, respectively.

Source: “Housing Inventory, Already Low, Dropped Further in January,” The Wall Street Journal

 

 

Posted by: Rolando Trentini AT 08:00 am   |  Permalink   |  Email
Tuesday, February 19 2013

After a meteor struck western Siberia and more meteors threatened the entire globe on Friday, CNNMoney asked the question: Who pays for damage to a home if hit by a space object?

Rest easy, “your insurance covers falling objects," says Robert Hartwig, president of the Insurance Information Institute. In the rare events when meteors have crashed through home owners’ roofs over the years, insurers have paid the damage for those insured, Hartwig says.

“Blue ice” — the frozen sewage that sometimes falls from airplanes — is more common and is also covered if it falls from the sky onto your home, Hartwig told CNNMoney.

A remnant of a meteor struck in the Urals region of western Siberia Friday injuring more than 700 people and damaging nearly 300 buildings. It was referred to as a “once-in-a-century” event.

"The earth is pelted with 40 tons of space debris a year," says Laurie Leshin, a former NASA scientist. "Most of that is in teeny dust particles" and rarely does it injure people or damage property.

Source: “Who Pays for Damage From a Meteor?” CNNMoney (Feb. 15, 2013)

 

 

Posted by: Rolando Trentini AT 08:00 am   |  Permalink   |  0 Comments  |  Email
Friday, February 15 2013
To the extent that rentals reflect wider real estate movement, there is good news and bad news for Evansville tenants. It all depends on how they view it (and how they chart their personal housing strategy). The bad news was not unexpected: for the third straight year, rents were up across the nation in 2012, according to apartment housing industry expert MPF Research. 
Although rents rose at a slightly slower pace than in 2011, national forecasts are calling for rent increases in 2013 that match last year’s. The research firm said that apartment rents climbed 3.0% in 2012, down from 4.8% in 2011, but again were above the long-term norm of 2.5% registered over the past 20 years.
For tenants currently in rentals -- both apartments and single-family homes -- rents may be heading up, but the good news is that this price pressure has not yet resulted in a less friendly home buying environment. “Loss of renters to purchase in the now-improving for-sale housing market is having only a very small impact,” according to MPF’s report. In other words, rentals are not being lost in large number even though rents are rising, so floods of first-time homebuyers are not yet adding significant upward pressure on single-family home pricing.
Even with housing prices on the rebound, first-time homebuyers who decide to leave the world of rentals to buy a home now will still benefit from the record low interest rates and distressed property bargains that result in historically affordable home prices.
Another group that would hail rising rental rates are investors. "Most places are starved for new product right now, so properties that will complete over the coming year appear likely to do incredibly well, generally without hurting the results for the existing stock," according to Greg Willett, MPF’s vice president.
Whether you are looking to buy or sell a rental home in Evansville or the surrounding areas, conditions warrant a thorough look at the opportunities available now and those opening this spring. Call me to get started on a plan of action! You can reach me on my cell phone at 812-499-9234.
Posted by: Rolando Trentini AT 08:00 am   |  Permalink   |  0 Comments  |  Email
Wednesday, February 13 2013
Yes, foreclosure rates across the country continue to drop, yet bargain-hunters can take heart: there still remain a goodly number of bank owned properties in Evansville. According to the National Association of REALTORS®, ddistressed homes accounted for 24% of national December sales; a large proportion, but significantly down from the 32% of just a year ago. Also known as “real estate owned” (or REO) properties, it is well-known that these homes can often be bought at a significant discount -- frequently by as much as 16% – 17% below market.
Before anyone updates his or her Facebook status to tell the world about the millions they are about to make by ‘flipping’ foreclosures, it’s good to bear in mind some key differences between buying regular homes and bank owned properties. To make an REO purchase successful, potential buyers need to plan for those special factors.
·         Count on bank owned properties being more difficult to finance due to guidelines set by lenders: requirements that can prevent REO purchases from going through. Due to a property’s condition (which can sometimes be poor, even non-habitable), FHA and VA-approved buyers must gain pre-approval before submitting an offer.
·         Bank owned properties are generally sold “as-is", often with fewer disclosure requirements. I always urge my buyers to be diligent about pre-purchase inspections – and with REOs, it’s doubly important. Purchasers of bank owned properties can have little or no recourse if defects or maintenance issues are discovered later.
·         Lenders can run into additional costs when selling REOs -- costs involving liens, evictions, property taxes, insurance, etc. This motivates them to try to squeeze as high a price as possible from the transaction. In addition, banks may charge additional fees for extended closing and other services.
All of which goes to the point of how buying bank-owed properties in Evansville differs from run-of-the-mill home purchases…and why having a real estate agent well-versed in bank owned properties is so important. If you would like a look at the options currently available among local REO offerings, give me a call today! You can reach me on my cell phone at
812-499-9234.
Posted by: Rolando Trentini AT 09:10 am   |  Permalink   |  0 Comments  |  Email
Tuesday, February 12 2013
 
Mansion” is the Wall Street Journal’s entry into the high-end real estate magazine world. Well, not quite a magazine -- it’s an extra section they run on Fridays. It’s a nice diversion for those who want to read about really rich people selling their properties. More than that, it could actually be an important source of information if you decide to buy a vineyard in the middle of Los Angeles (Bel-Air, actually -- that one was featured last week). 
It was another article that caught my eye on Friday, though; one that dealt with a topic we agents have long debated. The article was headlined “THE BEST DAY TO LIST A HOME IS…”.  It summarized an elaborately executed study by a national brokerage revealing hard statistics on which day of the week is best for launching your listing. The author, Sanette Tanaka, brought up several ways to look at the question. While her focus was, of course, national, the unspoken allure was to zero in on which day will maximize our Evansville listing results.
 I bet you want to know the answer, so here it is: …(drum roll, please) --
Friday. Houses listed on Friday spent the fewest days on market (2 fewer than Thursday, 7 fewer than the most ho-hum day for listing, Sunday).
But, reading further, there is a problem. Listing on Tuesday brought in the most requests for house tours -- by 8 thousandths of one percent over Thursday. For drawing house tours, Friday faded into the pack…
All of which points to something experienced agents already know: statistics are helpful, but not to the point where they detract from getting the job done.  The best day to publish a listing is as soon as it’s ready – the instant it’s ready! Buyers are constantly combing the listings, and the ideal prospect may be long gone if we hold off for any reason. 
If you are ready to sell your home, let's get your listing ready to go now! Our inventory is very low right now which is an added bonus for sellers.
Posted by: Rolando Trentini AT 09:05 am   |  Permalink   |  0 Comments  |  Email
Monday, February 11 2013

Updating the outside of a home pays off, according to this year’s Cost vs. Value Report. Real estate professionals ranked exterior improvement projects as winning the buyers’ eye and providing sellers with the most return on investment.

If your clients are wondering what home improvement projects will give them the best return on the sale of their home, tell them to think “curb appeal.”

When buyers are shopping for a home, the exterior can make (or break) the first impression. According to the 2013 Cost vs. Value Report, exterior replacement projects are among the most valuable home improvements that sellers can currently invest in, starting with the front door.

A steel entry door topped this year’s survey with an estimated 85.6 percent of the costs recouped at resale. The steel door replacement is also the least expensive of the 35 midrange and upscale remodeling projects included in the survey, costing $1,137 on average.

This is the 15th year that Remodeling magazine — in cooperation with REALTOR® Magazine — has released the Cost vs. Value Report. This year’s survey included more than 3,900 appraisers, sales agents, and brokers across the country who provided their opinions and estimates.

Exterior projects dominated the list with six of the top 10 most cost-effective midrange projects and eight of the top 10 upscale projects.

Read more here: http://realtormag.realtor.org/home-and-design/cost-vs-value/article/2013/01/2012-13-cost-vs-value-make-first-impression-count

Posted by: Rolando Trentini AT 10:25 am   |  Permalink   |  0 Comments  |  Email
Thursday, February 07 2013

Ultra-low mortgage rates mixed with housing affordability has made investing in a rental property pay off for investors. Many investors have eyed foreclosures, snagging them at rock-bottom prices, and turning them into rentals. Some home owners have also used the downturn in housing to purchase second homes and then rent out their first property, the Associated Press reports.

Demand for rental housing remains strong. "In this market, at this point, it's a sweet spot," says Chris Princis, a senior executive at financial advisory firm Brook-Hollow Financial and owner of two rental properties in Chicago. "You're getting the market where it's just starting to rebound, but still at the bottom, with what's looking to be a great recovery."

In earning a profit on a rental investment, Princis uses a formula: He charges 15 percent above monthly mortgage and maintenance costs. But it’s also important to know what comparable apartments are going for, and to be flexible in case you’re unable to find a tenant for months, experts note.

The best investments for rentals typically prove to be in areas with a strong history of rental demand, such as neighborhoods near universities or homes in residential areas that are near schools to attract families.

Source: “Got Cash, Good Credit? Experts Say Owning Rental Housing Can Pay Off Even as Market Recovers,” The Associated Press (Feb. 6, 2013)

Posted by: Rolando Trentini AT 11:24 am   |  Permalink   |  0 Comments  |  Email
Wednesday, February 06 2013

After years of sluggish growth, home remodeling is rebounding and more home owners are tackling long-delayed house projects to spruce up their homes.

The growth in remodeling is coming at a time when more home owners are once again seeing equity in their homes as the overall housing market picks up. “Home improvements can further boost home values and help sustain both the housing recovery and economic growth,” Realty Times reports.

Spending on home improvement projects rose 9 percent in 2012 — the first increase since 2007, according to a study by the Joint Center for Housing Studies at Harvard University.

"With the U.S. economy and housing market now recovering, investment in the nation's housing inventory is also picking up,” according to the JCH report. “Lenders and new owners are rehabilitating millions of foreclosed properties. Older home owners are retrofitting their homes to accommodate their future needs... And with the huge echo-boom population moving into the home buying market over the coming decade, the remodeling industry can look to an even more promising future.”

The National Association of the Remodeling Industry expects growth to continue in home remodeling, particularly as more clients feel more stable in their finances and employment situations.

Source: “Home Improvement Growth Latches onto Housing Recovery,” RealtyTimes (Feb. 5, 2013)

Posted by: Rolando Trentini AT 11:19 am   |  Permalink   |  0 Comments  |  Email
Tuesday, February 05 2013
Sometimes, even after your mortgage application has been approved, you have to scratch your head at apparent non-sequiturs that attach to the process (for instance, when a loan is made contingent upon your repaying an ultra-low-interest credit account).
Even more so if your perfectly dandy financial situation results in a turndown. How could this happen? The answer usually makes perfect sense…but only if you understand that bankers and mortgage brokers are bound by policies and procedures that apply to everyone currently buying homes in EvansvilleKnowing the rules ahead of time can influence how readily mortgage applications are approved. Some guidelines:
Forget adding "mattress money." 
Your bank account gets a thorough going-over, of course. If you have recently deposited a bundle of cash with no apparent source, it looks as if you are artificially hiking up the balance (perhaps with borrowed funds). Too bad about that garage sale: if the cash has not been on deposit for at least 90 days, it can be considered ‘unseasoned’ – likely to raise questions.
Disclose all pertinent info.
Many credit applicants in the process of buying homes assume the credit investigation will be limited to the information disclosed on the application. Not! Underwriters are trained investigators always on the lookout for anything that looks like fraud. Buying homes involves sums that deserve serious investigation; even relatively minor oversights are likely to be discovered. Answer: supply all the information asked for.
Avoid employment hopscotch.
Those who suddenly change jobs while in the process of buying homes in Evansville raise the odds of their application being affected. This is especially true of wholesale shifts in careers or industries. Even for otherwise praiseworthy professional moves, an employment outlook that appears unpredictable isn’t helpful.
Bottom line: those who will be buying homes need to prepare knowledgably for the policies that govern mortgage approval. If you are among those who will be buying homes in the Evansville area this winter, call me today -- I can put you in touch with a mortgage broker to start the pre-approval process! You can reach me on my cell phone at 812-499-9234.
Posted by: Rolando Trentini AT 08:00 am   |  Permalink   |  0 Comments  |  Email
Monday, February 04 2013
 

The Weather Channel has nothing to do with it. What’s happening up in the ski resorts, likewise. The ‘snowball effect’ being discussed in print and on TV won’t soften anytime soon (even if the groundhog was right about winter being over)..

This is an economic snowball -- one that’s gathering momentum following what CNN’s Money website describes as “the best year for U.S. real estate market in five years.” Businesses that stand to benefit from growth in the housing market are watching closely.

The Wall Street Journal’s snowball report took form in last Monday’s Marketplace section, where the top headline read “Housing Recovery Opens Spigot…Makers of Products From Carpets to Air Conditioners Feel Effects of Rebound.”

It was even more heartening as a counter to last week’s government indications that the greater economy seemed to slow. The housing sector’s performance was so strong it acted as a tonic to its many associated industries: among them, many local retailers.

            The snowball effect was noted widely. The company that makes Carrier air conditioners said that orders rose 20%; Honeywell International reported the “first sign of life we have had in a while.”

            Locally, fingers were crossed that Evansville businesses will be swept up in the snowball. National suppliers expected that to happen. “Housing is what we see leading the economy out of the doldrums,” according to the CFO of United Technologies Corp. The WSJ reported evidence that Americans are spending more to build and refurbish their properties.

            With sales of existing housing registering the largest annual jump since 2004, it should come as no surprise if Credit Suisse’s Daniel Oppenheim proves correct in predicting a 7%-8% rise in home improvement spending. He expects it to keep going for at least the next two years. That’s a pretty solid forecast, and in line with what most observers are saying.

            All in all, the boost from the housing recovery is one snowball no one seems to think is likely to melt soon -- regardless of what Punxsutawney Phil has to say about it.

Posted by: Rolando Trentini AT 09:02 am   |  Permalink   |  0 Comments  |  Email
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The Trentini Team
F.C. Tucker EMGE REALTORS®
7820 Eagle Crest Bvd., Suite 200
Evansville, IN 47715
Office: (812) 479-0801
Cell: (812) 499-9234
Email: Rolando@RolandoTrentini.com


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