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Friday, August 01 2008

The article below lists common items needed by a lender at the time of mortgage application.

This list may vary from lender to lender so it is best that you check with the lender directly.

Lender Checklist: What You Need for a Mortgage

· W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for every
person signing the loan.

· Copies of at least one pay stub for each person signing the loan.

· Account numbers of all your credit cards and the amounts for any outstanding balances.

· Copies of two to four months of bank or credit union statements for both checking and savings
accounts.

· Lender, loan number, and amount owed on other installment loans, such as student loans and
car loans.

· Addresses where you’ve lived for the last five to seven years, with names of landlords if
appropriate.

· Copies of brokerage account statements for two to four months, as well as a list of any other major assets of
value, such as a boat, RV, or stocks or bonds not held in a brokerage account.

· Copies of your most recent 401(k) or other retirement account statement.

· Documentation to verify additional income, such as child support or a pension.

· Copies of personal tax forms for the last two to three years.

Source: http://www.realtor.org/rmosales_and_marketing/handoutsforcustomers/handouts/buyer23

Posted by: Rolando Trentini AT 11:51 am   |  Permalink   |  0 Comments  |  Email
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The Trentini Team
F.C. Tucker EMGE REALTORS®
7820 Eagle Crest Bvd., Suite 200
Evansville, IN 47715
Office: (812) 479-0801
Cell: (812) 499-9234
Email: Rolando@RolandoTrentini.com


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