The article below lists common items needed by a lender at the time of mortgage application.
This list may vary from lender to lender so it is best that you check with the lender directly.
Lender Checklist: What You Need for a Mortgage
· W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for every
person signing the loan.
· Copies of at least one pay stub for each person signing the loan.
· Account numbers of all your credit cards and the amounts for any outstanding balances.
· Copies of two to four months of bank or credit union statements for both checking and savings
· Lender, loan number, and amount owed on other installment loans, such as student loans and
· Addresses where you’ve lived for the last five to seven years, with names of landlords if
· Copies of brokerage account statements for two to four months, as well as a list of any other major assets of
value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
· Copies of your most recent 401(k) or other retirement account statement.
· Documentation to verify additional income, such as child support or a pension.
· Copies of personal tax forms for the last two to three years.